Insurance

To better safeguard Marquette students traveling abroad, OIE requires a comprehensive international insurance and assistance package which is mandatory for all students traveling abroad under the auspices of Marquette University.

OIE will automatically enroll students in the following for their official program dates

• Chubb/ACE American international health insurance,
• International SOS emergency international assistance and response (NOTE: Marquette's policy number is needed for access to the International SOS website. Marquette policy numbers are given to students in the MU Global Portal and during the pre-departure orientation, but can also be requested from the Office of International Education)
• The policy covers seven days of personal deviation, but coverage cannot be extended beyond that.
• A charge will be applied to the student’s Checkmarq account that is dependent upon their program dates
  • Short term = 4 weeks and under $50 
  • Short term = Between 4 weeks and 10 weeks $125 
  • Semester = $250
  • Academic year = $500 
• Insurance will not be waived, regardless of existing personal insurance coverage or country-specific insurance requirements, for continuity of health and safety response. Some countries, like Australia and Canada for example, require students to purchase medical insurance through the government as part of the visa and entry requirements. While there is some overlap in coverage, the government policies do not provide all the required coverage, so both policies are required.
• Coverage is not available for students returning to their home country to study abroad.
• Resources
  • ISOS Member Welcome Letter
  • ISOS Member Portal & Assistance App
  • Marquette Student Chubb Summary of Benefits

To better safeguard faculty and staff traveling abroad, Marquette University provides a comprehensive international insurance and assistance package for all Marquette faculty and staff who have had their international travel abroad under the auspices of Marquette University registered and approved through OIE.

The following is applicable to faculty and staff:

• Faculty and staff are automatically enrolled and covered by these plans for the dates of official approved university-related travel abroad
  • Chubb/ACE American international health insurance,
  • International SOS emergency international assistance and response (NOTE: Marquette's policy number is needed for access to the SOS website. Marquette policy numbers are given to faculty and staff upon travel registration approval, but can also be requested from the Office of International Education)
• The policy covers seven days of personal deviation, but coverage cannot be extended beyond that.
• Coverage is not available for international faculty or staff returning to their home country to conduct university-related business.
• Resources
  
  • ISOS Member Welcome Letter
  • ISOS Member Portal & Assistance App
  • Marquette Faculty and Staff Chubb Summary of Benefits

Participants interested in trip cancellation insurance should carefully evaluate in detail any plans that claim to cover cancellation for any reason.

• International SOS/CHUBB: Trip Cancellation Benefit Benefit Maximum: $2,000
  International SOS/CHUBB will reimburse the Covered Person for the amount of non-refundable Covered Expenses the Covered Person paid for his or her Trip, up to the Benefit Maximum shown in the Schedule of Benefits, if the Covered Person is prevented from taking his or her Trip as the result of Injury, Sickness, or death to the Covered Person or a Family Member prior to the scheduled Trip departure date.
  
  The Injury or Sickness must be so disabling as to reasonably cause a Trip to be canceled. If the Covered Person must cancel the Trip due to Injury or Sickness of a "Family Member", it must be because his or her condition is life-threatening, or because the "Family Member" requires the Covered Person’s care. Cancellation due to the death of a "Family Member" is covered only if the death occurs within 30 days of the Covered Person’s scheduled Trip departure date.
  
  “Family Member” means a Covered Person’s spouse, child, brother, sister, parent, grandparent, or immediate in-law.
  
  Covered Expenses:
  
  • any cancellation charges imposed by a travel agency, tour operator, or other recognized travel supplier for the Covered Trip;
  • any prepaid, unused, non-refundable airfare and sea or land accommodations;
  • any other reasonable additional Trip expenses for travel, lodging, or scheduled events that are prepaid, unused, and non-refundable.
• GradGuard™ is a company that provides tuition, housing and food fees, and other academic fees  if a student withdraws for any covered medical reason. There is a one-time charge that needs to be purchased prior to the start of the term courses. Study abroad programs can be covered as long as the student is paying the home institution for tuition and living expenses, including housing and food. You are able to see a quote and find more information on their website.
• Travel Insured International is a company that provides trip cancellation insurance. Students should send all questions/inquiries directly to Travel Insured International.

The information about GradGuard and Travel Insured International is provided solely as a resource to students. Marquette University does not own, control, administer, or endorse the insurance plans provided. It is the responsibility of the student to evaluate the insurance plans and to select the appropriate plan for their individual circumstances.