For students who have received a Federal Direct Loan in their academic program before July 1, 2026, there is no change to the annual Federal Direct Unsubsidized Loan annual or aggregate borrowing limits while the student completes their program, up to a maximum of three years or the difference between the total length of the program below and the period of time the student has already completed, whichever is less. Graduate/Professional and parent PLUS borrowers will continue to be able to borrow up to the full cost of attendance, minus other financial aid, for this same time period. Once the allowable time period has been reached, new loan limits will apply and the Graduate PLUS loan will no longer be available.

Please note that the list below pertains to current program standards. Some students may be subject to different standards depending on their year of entry. Credits accepted for transfer may count toward time completed in a student’s program.

UNDERGRADUATE DEGREE PROGRAMS: Full-time status = 12 credit hours Second bachelor’s degree 2 years Bachelor’s degrees (including double majors) 4 years Bachelor’s degrees Biomechanics, Education and Engineering 5 years   GRADUATE CERTIFICATE PROGRAMS: Full-time status = 6 credit hours Business/Managerial Analytics, Clinical Immersion for Medical Device Design, Data Science, Leadership, Machine Learning for Engineering Applications, Renewable Energy Technology and Integration, Systems Engineering 1 year Special Education Grades K-12 14 months Adult-Gerontology Primary Care NP, Director of Instruction, Medical Laboratory Science, Principal, Secondary Education, Superintendent 2 years Adult-Gerontology Acute Care NP, Dual Acute/Primary Pediatric Care NP, Nurse Midwifery, Pediatric Acute Care NP, Pediatric Primary Care NP 3 years   GRADUATE and DOCTORAL DEGREE PROGRAMS: Full-time status = 12 credit hours Law* 3  years Health Sciences Master’s and Doctoral Degrees Athletic Training, Occupational Therapy, Physical Therapy, Physician Assistant 3 years Dental Medicine* 4 years   GRADUATE and DOCTORAL DEGREE PROGRAMS: Full-time status = 6 credit hours Master of Science in Biomedical Sciences 15 months Direct Entry MSN accelerated option 21 months Graduate School of Management: Executive MBA 1.5 years Graduate School of Management MBA, Finance, Management 2 years Master’s Degrees Applied Psychology Data Analytics, Applied Statistics, Bioinformatics, Biomedical Engineering M.E., Biomedical Engineering M.S., Civil Engineering, Clinical Mental Health Counseling, Communication, Computational Mathematical & Statistical Sciences, Computer & Information Science, Computer Science, Corporate Communication, Criminal Justice Data Analytics, Data Science, Dental Biomaterials, Economics, Educational Leadership, Electrical and Computer Engineering, Endodontics, English, Exercise & Rehabilitation Science, History, International Affairs, Mathematics for Secondary School Teachers, Periodontics-Advanced Standing, Philosophy, Political Science, Psychology, Public Service, School Counseling, Speech Language Pathology, Sports and Exercise Analytics, Student Affairs in Higher Education, Teacher Education, Theology 2 years Master of Science in Orthodontics 27 months Graduate School of Management Accounting, Analytics 2.5 years Master's Degrees Healthcare Technology Mangement, Mechanical Engineering, Transfusion Medicine 2.5 years Direct Entry MSN 33 months Master’s Degrees Biological Sciences, Chemistry, Nursing, Periodontics, Prosthodontics 3 years Master of Science in Clinical Mental Health Counseling 3.5 years Doctor of Nursing Practice 4 years Doctoral Degrees Chemistry, Civil Engineering, Excercise & Rehabilitation Science 5 years Doctoral Degrees Biological Sciences, Biomedical Engineering, Computer Science, English, Mechanical Engineering, Nueroscience, Psychology 6 years Doctoral Degrees Computational Mathematical & Statistical Sciences, Counseling Psychology*,  Educational Policy & Leadership, Electrical and Computer Engineering, Religious Studies 7 years Doctoral Degrees History, Philosophy 8 years   *Considered "professional" programs by the U.S. Department of Education. When a student becomes subject to the new loan rules, different loan limits apply to students in graduate and professional programs.